Policies we buy

Restricted policies

Our primary business is the buying of restricted policies. These are policies where normally the following has occurred :

• A loan and/or part withdrawal has been made against the policy.
• The 20% premium rule has been broken.
• The policy cannot be surrendered as a result of the condition of contract.

We also buy :

• Fixed Deposits
• Voluntary purchase annuities

Note that we are not allowed by law, to purchase Retirement Annuities.