Policies We Buy

We specialize in purchasing Insurance Policies, Investments and Fixed Deposits. You can sell your policy or fixed deposit directly to us or you can work through your broker or financial advisor.

Restricted Policies

Our primary business is the buying of restricted policies. These are policies where normally the following has occurred :-

  • A loan and / or part withdrawal has been made against the policy;
  • The 20% premium rule has been broken;
  • The policy cannot be surrendered as a result of the condition of contract.

We also buy

  • Fixed deposits;
  • Voluntary purchase annuities.



Complete the form and mail it to graeme@valueadded.co.za. We will revert back to you within 24 hours.

Note that we are not allowed, by law, to purchase Retirement Annuities.