What We Do
With over 50 years of experience and having facilitated the sale of thousands of Insurance Policies and Fixed Deposits worth billions of rands in the Secondary (Second-hand) Assurance and Investment market, we are arguably South Africa’s leading and most trusted Market Maker of Secondary Assurance Policies and Fixed Deposits.
We specialize in purchasing Insurance Policies, Investments and Fixed Deposits for more cash than you, the policy or fixed deposit holder, will receive from your Insurer or Bank, should you surrender or early terminate your Policy or Fixed Deposit.
You can sell your policy or fixed deposit directly to us, or you can work through your broker or financial advisor. Please note that, if they act as the middleman in the transaction, they are entitled to charge you a fee for their services, which could affect the actual cash amount you get out.
How do we do this?
As a market maker we will take care of you every step of the way.
- Do a valuation of your policy, investment and/or fixed deposit to determine if there are indeed additional value to unlock for you
- Find a buyer/s that are prepared to purchase your policy, investment and/or fixed deposit at a higher value to that offered by the institutions from you.
- Send an Offer to Purchase for acceptance to you or designated third parties
- Facilitate the sale for you in a legally compliant, risk- and hassle-free way
Why should you use us?
- Over 50 Years Trading Experience
- Facilitated the sales of 1000’s of Policies, Investments and Fixed Deposits for clients
- Many billions of sales facilitated for Policy and Fixed Deposit Holders
- One of South Africa’s most trusted Secondary Assurance Services Companies
- Registered and Licensed by the Financial Service Authorities
- Guaranteed cash for your Insurance Policy, Investment or Fixed Deposit
- No credit vetting required (credit check)
- Quick and easy valuation and sales process
- No interest or other charges payable
- We can help you turn your restricted policy into cash immediately, so you don’t have to wait until the maturity date
- Buy following the easy steps in our process, you can turn your restricted policy into cash when you need it most, and at a better value than many of the alternative options available to you
- Get Paid in cash within 48 hours once original documents have been received and validated
How do we do this?
As a market maker we will take care of you every step of the way.
- Do a valuation of your policy, investment and / or fixed deposit to determine if there are indeed additional value to unlock for you
- Find a buyer/s that are prepared to purchase your policy, investment and/or fixed deposit at a higher value to that offered by the institutions from you.
- Send an Offer to Purchase for acceptance to you or designated third parties
- Facilitate the sale for you in a legally compliant, risk- and hassle-free way
Why should you use us?
- Over 50 Years Trading Experience
- Facilitated the sales of 1000’s of Policies, Investments and Fixed Deposits for clients
- Many billions of sales facilitated for Policy and Fixed Deposit Holders
- One of South Africa’s most trusted Secondary Assurance Services Companies
- Registered and Licensed by the Financial Service Authorities
- Guaranteed cash for your Insurance Policy, Investment or Fixed Deposit
- No credit vetting required (credit check)
- Quick and easy valuation and sales process
- No interest or other charges payable
- We can help you turn your restricted policy into cash immediately, so you don’t have to wait until the maturity date
- Buy following the easy steps in our process, you can turn your restricted policy into cash when you need it most, and at a better value than many of the alternative options available to you
- Get Paid in cash within 48 hours once original documents have been received and validated
To turn your policy or investment into cash just follow these easy steps :-
- Send your current policy statement to graeme@valueadded.co.za for a quick valuation of your restricted policy. Alternatively complete our consent form.
- Once we have done the valuation, we will send you an offer to purchase (which is valid for 7 days) together with all the documentation that needs to be completed for us to buy your policy / investment.
- On receipt, please complete and sign the offer to purchase and other documentation provided and email it to graeme@valueadded.co.za
- Once we receive it we will check all your documentation for any errors or omissions, and confirm whether there are some corrections or whether your original documents are correct and ready to be sent to our offices.
- Upon receipt of your original documentation we will pay you / the policy holder within 48-72 hours.